How to Apply for Disability Insurance, Filing Your Benefits Claim

Applying For Disability Insurance

Applying for Social Security Disability Insurance (SSDI) can be a complicated and detailed process. The Social Security Administration (SSA) requires considerable documentation and other supporting evidence for your disability claim.

Missing or incomplete information can cause your disability claim to be denied even if you are qualified to receive disability benefits. You can apply for disability on your own but consider the difference that an experienced disability attorney can make in your claim for SSDI benefits.

Your work history must show that you have paid enough into the Social Security Trust Fund to receive Social Security benefits. For this you will need to provide W2 forms and tax returns.

You will also need to provide significant medical documentation to prove that you are disabled by SSA standards and qualified to receive disability benefits. The medical documentation must describe the illness or injury that caused you to become disabled. This would include records of doctors' visits, emergency room visits and hospital admissions, X-rays and MRIs, test results, and accident reports, to name a few that would support your disability claim.

In order for your disability claim to be accepted, the SSA will expect that the medical documentation you provide specifically describes how the disability prevents you from being able to work. Proper proof of identification and age are required as well.

It usually takes five months for the SSA to approve a claim. If you waited more than that amount of time for your disability claim to be processed, you are entitled to receive back pay. This would be paid to you as a lump sum of the total amount of monthly disability benefits you would have received if your payments had begun after five months. If you have questions on how this process works, an attorney experienced with SSDI claims can give you the information you need.

Do I Need An Attorney?

With all of the detailed information you will need to include in your application for disability insurance, there is always the possibility that you might miss an important form, document or piece of information when you submit your claim. An experienced disability attorney is familiar with the SSA and knows the disability claim process.

An experienced disability attorney has seen the reasons why other applicants for SSDI have been denied. Reapplying for SSDI benefits or having to file a disability appeal can be time consuming at a time when you need your benefits the most. Having an experienced disability attorney helping you with your initial application can save you considerable time and offer peace of mind.

Social Security Disability Appeal Attorney Working on Your Side

If you've gone through the complicated process of applying for your SSDI benefits claim only to have your claim denied, you're not alone. In Tennessee, over 75% of SSDI applications are denied at their initial filing. Thankfully, there are numerous opportunities available to appeal the Social Security Administration's (SSA) decision and garner your entitled SSDI benefits.

We Understand What A Denial of Benefits Means to Your Family!

Millions of people in the United States and in the Chattanooga area rely on Social Security benefits. Being denied what is needed to provide for your family when you used to work but are now disabled can be extremely frustrating! We are here to help you apply for disability!

At Jackson Law Firm, PLLC, our experienced Chattanooga Social Security Disability attorney has successfully represented thousands of clients at all levels of the appeals process. We can provide the astute legal insight and assertive advocacy you need to challenge the SSA's initial decision and achieve the benefits you deserve.

The SSA only grants a 60-day time window to request an SSDI denial appeal. Don't wait until it is too late! Before you apply for a claim or an appeal, contact our SSDI attorney today to request a free case evaluation.

In-Depth Knowledge of the Application Process

Sadly, less than half of all SSDI applicants who receive a denial on their initial application ever take the time to appeal. However, more than 60% of appeals in Tennessee are granted! If your disability application has been denied, there still is a very good chance you can successfully appeal the SSA's decision of your initial claim.

The Majority of Initial Benefits Claims Are Denied

Most applications are rejected because the applicant failed to meet the basic requirements for SSDI benefits or failed to prove they were indeed eligible for their claim. Our experienced SSDI attorney has handled thousands of Social Security benefits cases.

We have an in-depth knowledge of SSDI applications, including the particulars a SSA examiner will look for when reevaluating a disability claim. Our firm can provide the meticulous attention to detail required to assess your initial application and determine what caused your claim to be rejected.

Our attorneys ensure the appeal for your claim meets SSA approval standards by:

  • Making sure all medical records are timely, accurate, and thorough
  • Helping you obtain the additional medical records you need to substantiate your claim
  • Garnering the written and verbal testimony of expert vocational witnesses, medical experts, and family members who can attest to the difficulties of your disability

Caring Legal Guidance and Information From Our Lawyer

Regrettably, the SSDI appeals process can take anywhere from six months to two years, or longer. Rest assured, Jackson Law Firm, PLLC offers the steadfast legal guidance you deserve for as long as it takes to process or appeal your disability claim.

Once your application for disability benefits is granted, we can deliver the vigorous advocacy required to garner all the Social Security benefits you are entitled to, including financial assistance for applicable family members and the maximum amount of back pay possible in your case.

Our attorney will stay by your side through every stage necessary, including the Reconsideration Review, the Administrative Law Judge (ALJ) hearing, the Appeals Council Review, and even the Federal Court review

If you do not quailify for SSDI because you don't have the work history you may be eligible for Supplemental Security Income (SSI). Our disability benefits attorney can work with you to help gather the records you’ll need to support your SSI claim. This includes collecting doctor reports and medical records, drafting supplemental documents to support your application, and communicating with the SSA to aid in the approval of your claim.

If you applied for SSI and your claim was denied, we can represent you in your SSI appeal. We will review your denial letter and the reasons your application was rejected. Then we can appeal the denial on your behalf.

Call Jackson Law Firm, PLLC For A Free Case Review

We understand the financial and emotional stress associated with losing the ability to provide for your family due to a disability. Our firm is deeply committed to doing everything we can to present the appeal for your disability claim in a favorable light so you can garner your SSDI benefits as swiftly as possible.

At Jackson Law Firm, PLLC, we want to alleviate your concerns, not add to them. Our firm operates on a contingency basis, which means you will owe our attorneys nothing unless your appeal is successful and you are granted Social Security benefits. Helping you achieve relief from your worry and gain some peace of mind is always our primary objective.

We are ready to help you fight for the benefits you deserve! Call today to speak to our compassionate Chattanooga Social Security Disability Appeal attorney.